Financially literate individuals know how to make financial decisions with confidence and know how to analyze the consequences of their choices. Financial literacy is a behavior consisting of a series of basic building blocks. These building blocks should be addressed early in a child’s education and include behaviors such as number recognition, counting, identification of denominations of coins and bills, and basic arithmetic skills. Without these basic building blocks in place, a student will struggle with more complex financial literacy behaviors such as setting a budget and reconciling a check book or credit card account.
Obtaining an education is about much more than learning to read and write; in the digital age, younger generations are being called upon to make a significantly greater number of financial decisions than in past years, which means that we need to ensure that our children understand the nature and consequences of the financial decisions they make.
So please donate, even if it is only $4 (price of a combo meal) and help me reach my goal and make Memphis the proud owners of financially stable kids.
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