Teaching financial literacy to teens and young adults is critically important

Financially literate individuals know how to make financial decisions with confidence and know how to analyse the consequences of their choices.Financial literacy is a behavior consisting of a series of basic building blocks. These building blocks should be addressed early in a child’s education and include behaviors such as number recognition, counting, identification of denominations of coins and bills, and basic arithmetic skills. Without these basic building blocks in place, a student will struggle with more complex financial literacy behaviors such as setting a budget and reconciling a check book or credit card account.

Why I Do This

By the time a student reaches high school they should be ready to learn these higher level financial literacy skills. This is why I challenge you to help me achieve my goal. Of helping our youth (everyone for that matter). Financial literacy is a complex behavior that is the cornerstone of independent living. Simply put, financial literacy is the understanding of one’s finances, the use and value of money, and how to navigate various financial systems.

 

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