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Join the movement to abolish $1 billion in medical debt by 2020: Every dollar you contribute is a $100 investment in Appalachian towns and cities. Money will stay in the community instead of being taken by out-of-state debt collectors. On average, $16 can abolish the medical debt of an entire family, allowing them to invest in a home, schooling, or retirement.

Who We Are: RIP Medical Debt is a national 501(c)(3) nonprofit organization that locates, buys, and forgives medical debt. We empower donors to relieve oppressive medical debt in their community for individuals who are below twice the federal poverty line, have debts greater than their assets, or have debts greater than 5% of their annual income.

RIP Medical Debt is unique in its expertise but needs continued support from generous donors. Compassion drives the work of RIP Medical Debt and every dollar is highly leveraged with a ROI of 100:1. Let’s abolish medical debt in Appalachia together. For good.

Please see the rest of the FAQ below and visit www.ripmedicaldebt.org for more information. 

Facts about Medical Debt

  • More than $100 billion in unpaid medical debt every year adversely impacts debtor patients, physicians, and hospitals.
  • 6 in 10 of both insured and uninsured people say they have difficulty paying other bills as a result of medical debt. Over a third were unable to pay for food, heat, or housing because of medical bills.
  • Nearly two-thirds of U.S. adults under age 65, or 116 million people, had medical bill problems or debt, went without needed care because of cost, were uninsured for a time, or were underinsured—insured but had high out-of-pocket medical expenses or deductibles relative to income.
  • Medical debt contributes to more than 60% of the bankruptcies in the US. Until satisfied, debt lingers on a person’s credit report to negatively impact their ability to buy a home, get a loan, or even gain employment.

Whose unpayable medical bills does RIP forgive?

  • Individuals who make less than twice the federal poverty level
  • Individuals with financial hardship - a debt that is 5% or more of their annual income
  • Individuals who are insolvent (have debts greater than their assets)

Why donate to RIP Medical Debt?

  • Your dollar goes a long way! On average, $1 abolishes $100 of debt.
  • 100 percent of your donation through this form goes towards abolishing medical debt in Appalachia.
  • RIP Medical Debt is a 501(c)(3) nonprofit organization, and our EIN number is 47-1442997. Donations are tax deductible as allowed by law.
  • There are no tax consequences for those whose medical debts are forgiven. The forgiveness is a gift from a detached and disinterested third party (RIP Medical Debt), so forgiveness of the debt does not count as income for the gift recipient.

RIP Medical Debt's Federal Tax ID: 47-1442997

 

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