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RIP Medical Debt
80 Theodore Fremd Ave.
Rye, NY 10580

Earmark your donation for this campaign by including a note or by writing "Direct Care Physicians of Pittsburgh" in the memo line of a check.

Who Is RIP Medical Debt?

RIP Medical Debt uses donations to purchase bundled medical debt portfolios that have gone through collection agencies for months or years. Using third-party credit data providers, it targets debt incurred by people facing financial hardship, and then forgives it. On average, $1 is leveraged to abolish $100 in medical debt.

Please see the full FAQ below and visit www.ripmedicaldebt.org for more information. 

RIP Medical Debt's Federal Tax ID is 47-1442997.

Contact morgan.mclenan@ripmedicaldebt.org with questions about your donation.

About this Fundraiser:

Join us to abolish medical debt!

The Problem: In the midst of a pandemic during which millions of Americans have lost jobs, income, and healthcare coverage, medical debt is a bigger problem than ever before. A recent study by Credit Karma calculated $45 billion in medical debt for 20 million Americans: that’s an average of over $2000 in medical debt per person. Couple this with the fact that healthcare costs are inherently non-transparent and elusive, and you’ve got a recipe for disaster. There is little incentive for the average person to seek care until they absolutely emergently need it, because of the high costs, lack of savings for these expenses, and fear of going into crippling debt.

Who We Are: The Direct Care Physicians of Pittsburgh is an alliance of direct primary care physicians, all with independent practices, who work together to make healthcare more accessible and transparent for patients. This is achievable by uncoupling primary care from the chains of health insurance company oversight. We are passionate about helping patients understand healthcare costs, navigate cash pricing for labs, imaging, and medications, and deliver high-quality care that is easily accessible through a direct relationship between patient and physician.

The Solution: : The Direct Care Physicians of Pittsburgh is campaigning through RIP Medical Debt to collect donations aimed to help forgive medical debt to those in need. On average, $1 is leveraged to abolish $100 in medical debt.

My Supporters

  • Carol Javna Last month $30.00
  • Anonymous March 2021 $200.00
  • Stephanie Phillips For Direct Care Physicians of Pittsburgh! Thank you for your great work! You are appreciated!! March 2021 $50.00
  • View More Recent Supporters
  • Caleb Breckon January 2021 $500.00
  • Melissa and Jonathan Krause February 2021 $250.00
  • Anonymous March 2021 $200.00
  • View More Top Donors

Frequently Asked Questions

Who is RIP Medical Debt? RIP Medical Debt (RIP) is a national 501c3 nonprofit organization with a mission to empower donors to forgive the billions of dollars in oppressive medical debt at pennies on the dollar. RIP locates, buys, and abolishes destructive medical debt for individuals, veterans, and families. Since inception in 2014, RIP has relieved more than $2 billion in medical debt for individuals across the U.S., impacting over 1.7 million individuals.

How Does RIP Medical Debt Work? RIP, working with third-party credit data providers, searches through large debt portfolios to locate accounts meeting their criteria for relief. RIP then negotiates to buy millions of dollars of this debt at a steep discount, usually a penny or less on the dollar.

Facts about Medical Debt

  • 42.9 million Americans have unpaid medical bills, which creates an adverse impact on debtor patients, physicians, and hospitals (Consumer Financial Protection Bureau)
  • Six in 10 of both insured and uninsured people say they have difficulty in paying other bills as a result of medical debt. Over a third were unable to pay for food, heat or housing because of medical bills. (Kaiser Family Foundation & New York Times)
  • Nearly two-thirds of U.S. adults under age 65, or 116 million people, had medical bill problems or debt, went without needed care because of cost, were uninsured for a time or were underinsured — insured but had high out-of-pocket medical expenses or deductibles relative to income. (Kaiser Family Foundation & New York Times)
  • Medical debt contributes to more than 60 percent of the bankruptcies in the U.S. Until satisfied, debt lingers on a person’s credit report to negatively impact their ability to buy a home, get a loan or even gain employment. (The American Journal of Medicine)

Whose unpayable medical bills does RIP forgive?

  • Individuals who make less than 2 times the federal poverty level
  • Individuals with financial hardship -- 5% or more of their annual income goes to out-of-pocket medical expenses
  • Individuals who are insolvent (debts greater to their assets)

Why Donate to RIP Medical Debt?

  • Your dollar goes a long way! On average, $1 abolishes $100 of debt.
  • 100 percent of your donation goes towards abolishing medical debt.
  • RIP Medical Debt is a 501c3 nonprofit organization, and our EIN number is 47-1442997. Donations are tax-deductible as allowed by law.
  • There are no tax consequences for those whose medical debts are forgiven. The forgiveness is a gift from a detached and disinterested third party (RIP) is an act of generosity, so forgiveness of the does not count as being income to the gift recipient.

RIP Medical Debt's Federal Tax ID: 47-1442997

Disclaimer: In the event that a campaign is unable to meet RIP Medical Debt's local campaign contribution goal, all funds will be attributed to our national funds for general medical debt.