$6,328.42

achieved

$15,000.00

goal

of your goal reached

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RIP Medical Debt
80 Theodore Fremd Ave.
Rye, NY 10580

Earmark your donation for this campaign by including a note or by writing "2021 West Michigan Campaign" in the memo line of a check. 

West Michigan Campaign

About our fundraiser!

We know that Covid-19 has brought a lot of additional stress in households around our community. We can help alleviate one of those stressors by partnering with RIP Medical Debt, to help pay off medical debt for those in our community who are suffering under the weight of debt.

Every dollar donated will pay off $100 of medical debt! 

Just think of what can be done when we funnel our resources toward this campaign. Think of the freedom that this could bring to families. Imagine getting a letter in the mail stating that your medical debt had been paid off by your neighbors. Imagine how relieved and loved you would feel!

Let’s make that happen for as many Michiganders as we possibly can!

In a time of so much tension, let us be known by our extravagant generosity and love!

100% of your donation will go directly toward medical debt, check out the FAQ below for more information about RIP Medical Debt and to see who will qualify for debt forgiveness.

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Frequently Asked Questions

Who is RIP Medical Debt? RIP Medical Debt (RIP) is a national 501c3 nonprofit organization with a mission to empower donors to forgive the billions of dollars in oppressive medical debt at pennies on the dollar. RIP locates, buys, and abolishes destructive medical debt for individuals, veterans, and families. Since inception in 2014, RIP has relieved more than $2 billion in medical debt for individuals across the U.S., impacting over 1.7 million individuals.

How Does RIP Medical Debt Work? RIP, working with third-party credit data providers, searches through large debt portfolios to locate accounts meeting their criteria for relief. RIP then negotiates to buy millions of dollars of this debt at a steep discount, usually a penny or less on the dollar.

Facts about Medical Debt

  • 42.9 million Americans have unpaid medical bills, which creates an adverse impact on debtor patients, physicians, and hospitals (Consumer Financial Protection Bureau)
  • Six in 10 of both insured and uninsured people say they have difficulty in paying other bills as a result of medical debt. Over a third were unable to pay for food, heat or housing because of medical bills. (Kaiser Family Foundation & New York Times)
  • Nearly two-thirds of U.S. adults under age 65, or 116 million people, had medical bill problems or debt, went without needed care because of cost, were uninsured for a time or were underinsured — insured but had high out-of-pocket medical expenses or deductibles relative to income. (Kaiser Family Foundation & New York Times)
  • Medical debt contributes to more than 60 percent of the bankruptcies in the U.S. Until satisfied, debt lingers on a person’s credit report to negatively impact their ability to buy a home, get a loan or even gain employment. (The American Journal of Medicine)

Whose unpayable medical bills does RIP forgive?

  • Individuals who make less than 2 times the federal poverty level
  • Individuals with financial hardship -- 5% or more of their annual income goes to out-of-pocket medical expenses
  • Individuals who are insolvent (debts greater to their assets)

Why Donate to RIP Medical Debt?

  • Your dollar goes a long way! On average, $1 abolishes $100 of debt.
  • 100 percent of your donation goes towards abolishing medical debt.
  • RIP Medical Debt is a 501c3 nonprofit organization, and our EIN number is 47-1442997. Donations are tax-deductible as allowed by law.
  • There are no tax consequences for those whose medical debts are forgiven. The forgiveness is a gift from a detached and disinterested third party (RIP) is an act of generosity, so forgiveness of the does not count as being income to the gift recipient.

RIP Medical Debt's Federal Tax ID: 47-1442997