Community Partners for Affordable Housing
800 S. Milwakee Avenue Suite 201
Libertyville IL 60048

Homebuyer Education classes are conducted by a HUD-Certified Housing Counselor who will help you navigate the complex home buying process and make the best choices for your household. You will learn about qualifying for a mortgage, selecting the property that’s right for you and negotiating the sale, home inspections, insurance, property taxes, credit scores, interest rates, budgeting, home maintenance, the many details from contract to settlement, and much more. We’ll also provide an orientation to CPAH's forgivable grant programs (first time homebuyers who earn less than 80% of the area median income may receive up to 5% in down payment assistance).  

IMPORTANT NOTES:

• The registration fee is NON-REFUNDABLE.
• Your Transaction ID number is your confirmation. Please bring your Transaction ID number with you to the class as proof of registration.
• Registration fees are per household; you can register up to two members of the same household for one $50 fee. However, both household members must be registered to ensure space is available.
• Due to space limitations, unregistered persons may be asked to leave.
• Those arriving more than 15 minutes late will not receive a Certificate of Completion. This certificate is required by some mortgage lenders in order to obtain a loan. It is also required to receive down payment assistance through CPAH.
• If you are unable to attend, please contact CPAH as soon as possible so another person can take advantage of the class. 

Community Partners for Affordable Housing
800 S. Milwakee Avenue Suite 201
Libertyville IL 60048

Homebuyer Education classes are conducted by a HUD-Certified Housing Counselor who will help you navigate the complex home buying process and make the best choices for your household. You will learn about qualifying for a mortgage, selecting the property that’s right for you and negotiating the sale, home inspections, insurance, property taxes, credit scores, interest rates, budgeting, home maintenance, the many details from contract to settlement, and much more. We’ll also provide an orientation to CPAH’s forgivable grant programs (first time homebuyers who earn less than 80% of the area median income may receive up to 5% in down payment assistance).  

IMPORTANT NOTES:

• The registration fee is NON-REFUNDABLE.
• Your Transaction ID number is your confirmation. Please bring your Transaction ID number with you to the class as proof of registration.
• Registration fees are per household; you can register up to two members of the same household for one $50 fee. However, both household members must be registered to ensure space is available.
• Due to space limitations, unregistered persons may be asked to leave.
• Those arriving more than 15 minutes late will not receive a Certificate of Completion. This certificate is required by some mortgage lenders in order to obtain a loan. It is also required to receive down payment assistance through CPAH.
• If you are unable to attend, please contact CPAH as soon as possible so another person can take advantage of the class. 

Gurnee Police Dept (Community Room)
100 O'Plaine Rd.
Gurnee IL 60031

Homebuyer Education classes are conducted by a HUD-Certified Housing Counselor who will help you navigate the complex home buying process and make the best choices for your household. You will learn about qualifying for a mortgage, selecting the property that’s right for you and negotiating the sale, home inspections, insurance, property taxes, credit scores, interest rates, budgeting, home maintenance, the many details from contract to settlement, and much more. We’ll also provide an orientation to CPAH’s forgivable grant programs (first time homebuyers who earn less than 80% of the area median income may receive up to 5% in down payment assistance).  

IMPORTANT NOTES:

• The registration fee is NON-REFUNDABLE.
• Your Transaction ID number is your confirmation. Please bring your Transaction ID number with you to the class as proof of registration.
• Registration fees are per household; you can register up to two members of the same household for one $50 fee. However, both household members must be registered to ensure space is available.
• Due to space limitations, unregistered persons may be asked to leave.
• Those arriving more than 15 minutes late will not receive a Certificate of Completion. This certificate is required by some mortgage lenders in order to obtain a loan. It is also required to receive down payment assistance through CPAH.
• If you are unable to attend, please contact CPAH as soon as possible so another person can take advantage of the class. 

Community Partners for Affordable Housing
800 S. Milwakee Avenue Suite 201
Libertyville IL 60048

Homebuyer Education classes are conducted by a HUD-Certified Housing Counselor who will help you navigate the complex home buying process and make the best choices for your household. You will learn about qualifying for a mortgage, selecting the property that’s right for you and negotiating the sale, home inspections, insurance, property taxes, credit scores, interest rates, budgeting, home maintenance, the many details from contract to settlement, and much more. We’ll also provide an orientation to CPAH's forgivable grant programs (first time homebuyers who earn less than 80% of the area median income may receive up to 5% in down payment assistance).  

IMPORTANT NOTES:

• The registration fee is NON-REFUNDABLE.
• Your Transaction ID number is your confirmation. Please bring your Transaction ID number with you to the class as proof of registration.
• Registration fees are per household; you can register up to two members of the same household for one $50 fee. However, both household members must be registered to ensure space is available.
• Due to space limitations, unregistered persons may be asked to leave.
• Those arriving more than 15 minutes late will not receive a Certificate of Completion. This certificate is required by some mortgage lenders in order to obtain a loan. It is also required to receive down payment assistance through CPAH.
• If you are unable to attend, please contact CPAH as soon as possible so another person can take advantage of the class. 

Community Partners for Affordable Housing
800 S. Milwakee Avenue Suite 201
Libertyville IL 60048

Homebuyer Education classes are conducted by a HUD-Certified Housing Counselor who will help you navigate the complex home buying process and make the best choices for your household. You will learn about qualifying for a mortgage, selecting the property that’s right for you and negotiating the sale, home inspections, insurance, property taxes, credit scores, interest rates, budgeting, home maintenance, the many details from contract to settlement, and much more. We’ll also provide an orientation to CPAH’s forgivable grant programs (first time homebuyers who earn less than 80% of the area median income may receive up to 5% in down payment assistance).  

IMPORTANT NOTES:

• The registration fee is NON-REFUNDABLE.
• Your Transaction ID number is your confirmation. Please bring your Transaction ID number with you to the class as proof of registration.
• Registration fees are per household; you can register up to two members of the same household for one $50 fee. However, both household members must be registered to ensure space is available.
• Due to space limitations, unregistered persons may be asked to leave.
• Those arriving more than 15 minutes late will not receive a Certificate of Completion. This certificate is required by some mortgage lenders in order to obtain a loan. It is also required to receive down payment assistance through CPAH.
• If you are unable to attend, please contact CPAH as soon as possible so another person can take advantage of the class.